National Baseline Ranges

These are the national baseline ranges before state adjustment. Pick your state above for localized numbers, or see the full by-state breakdown below.

Job TypeNational Range
Minor injury (soft tissue, full recovery)$3,000 – $25,000
Moderate injury (fractures, surgery)$25,000 – $100,000
Serious injury (TBI, spinal damage)$100,000 – $500,000+
Catastrophic / permanent disability$500,000 – $2,000,000+
Wrongful death$250,000 – $1,000,000+

Personal Injury estimate by state (2026)

Localized ranges for all 50 states plus DC, adjusted by regional cost-of-living. These are the same numbers the calculator above returns - published in full so you can compare and cite them directly.

Minor injury (soft tissue, full recovery): Personal Injury estimate by state

StateTypical range
Alabama$2,600 – $22,000
Alaska$3,900 – $33,000
Arizona$2,900 – $24,500
Arkansas$2,500 – $21,000
California$4,100 – $34,500
Colorado$3,200 – $26,500
Connecticut$3,800 – $32,000
Delaware$3,100 – $26,000
Florida$3,000 – $25,500
Georgia$2,800 – $23,500
Hawaii$5,000 – $42,000
Idaho$2,900 – $24,000
Illinois$2,900 – $24,000
Indiana$2,700 – $22,500
Iowa$2,700 – $22,500
Kansas$2,600 – $22,000
Kentucky$2,700 – $22,500
Louisiana$2,700 – $23,000
Maine$3,200 – $27,000
Maryland$3,400 – $28,000
Massachusetts$4,000 – $33,500
Michigan$2,800 – $23,500
Minnesota$3,000 – $25,500
Mississippi$2,500 – $20,500
Missouri$2,700 – $22,500
Montana$2,900 – $24,500
Nebraska$2,700 – $22,500
Nevada$3,100 – $26,000
New Hampshire$3,400 – $28,500
New Jersey$3,700 – $31,000
New Mexico$2,800 – $23,500
New York$3,700 – $31,000
North Carolina$2,900 – $24,000
North Dakota$2,800 – $23,500
Ohio$2,800 – $23,500
Oklahoma$2,600 – $22,000
Oregon$3,300 – $27,500
Pennsylvania$3,000 – $25,500
Rhode Island$3,600 – $30,000
South Carolina$2,800 – $23,500
South Dakota$2,800 – $23,000
Tennessee$2,700 – $22,500
Texas$2,800 – $23,500
Utah$3,000 – $25,000
Vermont$3,300 – $27,500
Virginia$3,100 – $26,000
Washington$3,300 – $27,500
Washington DC$4,100 – $34,000
West Virginia$2,600 – $22,000
Wisconsin$2,900 – $24,000
Wyoming$2,900 – $24,500

Moderate injury (fractures, surgery): Personal Injury estimate by state

StateTypical range
Alabama$22,000 – $87,000
Alaska$33,000 – $131,000
Arizona$24,500 – $97,000
Arkansas$21,000 – $84,000
California$34,500 – $138,000
Colorado$26,500 – $105,000
Connecticut$32,000 – $127,000
Delaware$26,000 – $103,000
Florida$25,500 – $101,000
Georgia$23,500 – $93,000
Hawaii$42,000 – $167,000
Idaho$24,000 – $95,000
Illinois$24,000 – $96,000
Indiana$22,500 – $90,000
Iowa$22,500 – $90,000
Kansas$22,000 – $88,000
Kentucky$22,500 – $90,000
Louisiana$23,000 – $91,000
Maine$27,000 – $107,000
Maryland$28,000 – $112,000
Massachusetts$33,500 – $133,000
Michigan$23,500 – $93,000
Minnesota$25,500 – $101,000
Mississippi$20,500 – $82,000
Missouri$22,500 – $89,000
Montana$24,500 – $97,000
Nebraska$22,500 – $90,000
Nevada$26,000 – $104,000
New Hampshire$28,500 – $114,000
New Jersey$31,000 – $123,000
New Mexico$23,500 – $94,000
New York$31,000 – $124,000
North Carolina$24,000 – $95,000
North Dakota$23,500 – $93,000
Ohio$23,500 – $93,000
Oklahoma$22,000 – $87,000
Oregon$27,500 – $110,000
Pennsylvania$25,500 – $101,000
Rhode Island$30,000 – $120,000
South Carolina$23,500 – $93,000
South Dakota$23,000 – $92,000
Tennessee$22,500 – $90,000
Texas$23,500 – $93,000
Utah$25,000 – $100,000
Vermont$27,500 – $109,000
Virginia$26,000 – $104,000
Washington$27,500 – $110,000
Washington DC$34,000 – $135,000
West Virginia$22,000 – $87,000
Wisconsin$24,000 – $95,000
Wyoming$24,500 – $97,000

Serious injury (TBI, spinal damage): Personal Injury estimate by state

StateTypical range
Alabama$87,000 – $435,000+
Alaska$131,000 – $655,000+
Arizona$97,000 – $485,000+
Arkansas$84,000 – $420,000+
California$138,000 – $690,000+
Colorado$105,000 – $525,000+
Connecticut$127,000 – $635,000+
Delaware$103,000 – $515,000+
Florida$101,000 – $505,000+
Georgia$93,000 – $465,000+
Hawaii$167,000 – $835,000+
Idaho$95,000 – $475,000+
Illinois$96,000 – $480,000+
Indiana$90,000 – $450,000+
Iowa$90,000 – $450,000+
Kansas$88,000 – $440,000+
Kentucky$90,000 – $450,000+
Louisiana$91,000 – $455,000+
Maine$107,000 – $535,000+
Maryland$112,000 – $560,000+
Massachusetts$133,000 – $665,000+
Michigan$93,000 – $465,000+
Minnesota$101,000 – $505,000+
Mississippi$82,000 – $410,000+
Missouri$89,000 – $445,000+
Montana$97,000 – $485,000+
Nebraska$90,000 – $450,000+
Nevada$104,000 – $520,000+
New Hampshire$114,000 – $570,000+
New Jersey$123,000 – $615,000+
New Mexico$94,000 – $470,000+
New York$124,000 – $620,000+
North Carolina$95,000 – $475,000+
North Dakota$93,000 – $465,000+
Ohio$93,000 – $465,000+
Oklahoma$87,000 – $435,000+
Oregon$110,000 – $550,000+
Pennsylvania$101,000 – $505,000+
Rhode Island$120,000 – $600,000+
South Carolina$93,000 – $465,000+
South Dakota$92,000 – $460,000+
Tennessee$90,000 – $450,000+
Texas$93,000 – $465,000+
Utah$100,000 – $500,000+
Vermont$109,000 – $545,000+
Virginia$104,000 – $520,000+
Washington$110,000 – $550,000+
Washington DC$135,000 – $675,000+
West Virginia$87,000 – $435,000+
Wisconsin$95,000 – $475,000+
Wyoming$97,000 – $485,000+

Catastrophic / permanent disability: Personal Injury estimate by state

StateTypical range
Alabama$435,000 – $1,740,000+
Alaska$655,000 – $2,620,000+
Arizona$485,000 – $1,940,000+
Arkansas$420,000 – $1,680,000+
California$690,000 – $2,760,000+
Colorado$525,000 – $2,100,000+
Connecticut$635,000 – $2,540,000+
Delaware$515,000 – $2,060,000+
Florida$505,000 – $2,020,000+
Georgia$465,000 – $1,860,000+
Hawaii$835,000 – $3,340,000+
Idaho$475,000 – $1,900,000+
Illinois$480,000 – $1,920,000+
Indiana$450,000 – $1,800,000+
Iowa$450,000 – $1,800,000+
Kansas$440,000 – $1,760,000+
Kentucky$450,000 – $1,800,000+
Louisiana$455,000 – $1,820,000+
Maine$535,000 – $2,140,000+
Maryland$560,000 – $2,240,000+
Massachusetts$665,000 – $2,660,000+
Michigan$465,000 – $1,860,000+
Minnesota$505,000 – $2,020,000+
Mississippi$410,000 – $1,640,000+
Missouri$445,000 – $1,780,000+
Montana$485,000 – $1,940,000+
Nebraska$450,000 – $1,800,000+
Nevada$520,000 – $2,080,000+
New Hampshire$570,000 – $2,280,000+
New Jersey$615,000 – $2,460,000+
New Mexico$470,000 – $1,880,000+
New York$620,000 – $2,480,000+
North Carolina$475,000 – $1,900,000+
North Dakota$465,000 – $1,860,000+
Ohio$465,000 – $1,860,000+
Oklahoma$435,000 – $1,740,000+
Oregon$550,000 – $2,200,000+
Pennsylvania$505,000 – $2,020,000+
Rhode Island$600,000 – $2,400,000+
South Carolina$465,000 – $1,860,000+
South Dakota$460,000 – $1,840,000+
Tennessee$450,000 – $1,800,000+
Texas$465,000 – $1,860,000+
Utah$500,000 – $2,000,000+
Vermont$545,000 – $2,180,000+
Virginia$520,000 – $2,080,000+
Washington$550,000 – $2,200,000+
Washington DC$675,000 – $2,700,000+
West Virginia$435,000 – $1,740,000+
Wisconsin$475,000 – $1,900,000+
Wyoming$485,000 – $1,940,000+

Wrongful death: Personal Injury estimate by state

StateTypical range
Alabama$217,500 – $870,000+
Alaska$327,500 – $1,310,000+
Arizona$242,500 – $970,000+
Arkansas$210,000 – $840,000+
California$345,000 – $1,380,000+
Colorado$262,500 – $1,050,000+
Connecticut$317,500 – $1,270,000+
Delaware$257,500 – $1,030,000+
Florida$252,500 – $1,010,000+
Georgia$232,500 – $930,000+
Hawaii$417,500 – $1,670,000+
Idaho$237,500 – $950,000+
Illinois$240,000 – $960,000+
Indiana$225,000 – $900,000+
Iowa$225,000 – $900,000+
Kansas$220,000 – $880,000+
Kentucky$225,000 – $900,000+
Louisiana$227,500 – $910,000+
Maine$267,500 – $1,070,000+
Maryland$280,000 – $1,120,000+
Massachusetts$332,500 – $1,330,000+
Michigan$232,500 – $930,000+
Minnesota$252,500 – $1,010,000+
Mississippi$205,000 – $820,000+
Missouri$222,500 – $890,000+
Montana$242,500 – $970,000+
Nebraska$225,000 – $900,000+
Nevada$260,000 – $1,040,000+
New Hampshire$285,000 – $1,140,000+
New Jersey$307,500 – $1,230,000+
New Mexico$235,000 – $940,000+
New York$310,000 – $1,240,000+
North Carolina$237,500 – $950,000+
North Dakota$232,500 – $930,000+
Ohio$232,500 – $930,000+
Oklahoma$217,500 – $870,000+
Oregon$275,000 – $1,100,000+
Pennsylvania$252,500 – $1,010,000+
Rhode Island$300,000 – $1,200,000+
South Carolina$232,500 – $930,000+
South Dakota$230,000 – $920,000+
Tennessee$225,000 – $900,000+
Texas$232,500 – $930,000+
Utah$250,000 – $1,000,000+
Vermont$272,500 – $1,090,000+
Virginia$260,000 – $1,040,000+
Washington$275,000 – $1,100,000+
Washington DC$337,500 – $1,350,000+
West Virginia$217,500 – $870,000+
Wisconsin$237,500 – $950,000+
Wyoming$242,500 – $970,000+

How This Calculator Works

Ranges start from national baseline pricing compiled across our city guides, then adjust by a state cost index built from regional cost-of-living data (from 0.82 in Mississippi to 1.67 in Hawaii). Your actual estimate depends on job specifics - always get a written quote before committing.

Researchers, journalists, and webmasters: you are welcome to cite or link to this calculator. Data is updated for 2026.

InjuryClaimSource is an educational resource for accident victims. We are not a law firm and do not provide legal advice. Information on this site is for general informational purposes only. Laws vary by state. Always consult a qualified personal injury attorney in your area.

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