What an IME Is
An Independent Medical Exam (IME) is a medical evaluation requested by the opposing party (usually an insurance company or defense attorney) in a personal injury case. Despite the word "independent," the examining physician is typically retained and paid by the party requesting the exam, which critics note can create bias.
When an IME Is Requested
IMEs are commonly requested in disputed injury cases to evaluate the nature and extent of claimed injuries. In litigation, the defense may have the right to request an IME through the court discovery process. In some insurance contexts (like workers' compensation), an IME may be required.
What Happens During an IME
The examining physician reviews your medical records, conducts a physical examination, and prepares a report. The exam is typically much shorter than a regular doctor's visit. The physician may assess whether your injuries are consistent with the accident described, whether ongoing treatment is medically necessary, and your work capacity.
How to Prepare for an IME
- Be honest and consistent with what you have reported to your own doctors
- Do not exaggerate or minimize your symptoms
- Report all symptoms — even those that seem minor
- Understand that you may be observed before, during, and after the exam
- Ask your attorney if you can bring a representative or record the exam (varies by state)
- Bring a complete list of your current medications and complaints
After the IME
Your attorney will review the IME report and may have your own treating physicians respond to any findings they believe are inaccurate or incomplete. IME reports that contradict your treating physician's opinions become a contested issue that may be resolved at trial.
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InjuryClaimSource is an educational resource. We are not a law firm and do not provide legal advice. Consult a qualified personal injury attorney for advice about your specific situation.